Bond Prices And YTM: How Your Investments Are Affected by Interest Rates
Principal Learnings A bond’s yield to maturity (YTM) can be used to calculate how much money you could make from holding it until it matures. Bond price, coupon rate, and time to maturity are all taken into account by YTM….
How Life Insurance Companies Are Experts At Asset Management Diversification
In today’s fast-paced and unpredictable financial landscape, managing risk and achieving consistent returns is more important than ever. Life insurance companies have emerged as experts in this field, utilizing their vast resources and expertise to create well-diversified investment portfolios that…
Why Indexed Universal Life Insurance Is Outperforming Whole Life Insurance Due to Innovation
Because the life insurance industry is constantly changing, new tactics and products are always coming to market. Among these, indexed universal life insurance (IUL) has been attracting interest due to its distinct method of accumulating cash value and its adjustable…
Variable Universal Life Insurance: An Expensive Bet That Might Leave You With Nothing in Return
Those looking for coverage have a few alternatives when it comes to life insurance. Whole life insurance and indexed universal life insurance are two common options. But you may have also heard about variable universal life insurance as an alternative….
Bond Inflows Show Off Annuity Advantages And Address Stupid Investors
Bonds are putting to the test a long-held, but inadequately investigated, safety hypothesis as the economic landscape drastically shifts and a “new normal” emerges in the fixed-interest market. Anybody with even a passing familiarity with personal finance, when asked about…